Notes: This tut was done in PSP 10 but should work as well in other versions. Some knowledge of, and experience with, PSP is required. A trial version of PSP can be downloaded from here. You are welcome to use my images, or use your own If any filters are used, please note that if you don't already have them installed that you will have to close PSP, Install, then start PSP again.
Supplies: 500 x 500 Transparent Image Penta - Dot and Cross
Preparation: Pick 2 colors of your choice (I chose #9a1618 and #a52558)
Step 1: Flood fill with one of your colors Effects/Artistic Effects/Balls and Bubbles
Select the magic wand Click on the solid color on the image Effects/3D Effects/Drop Shadow Selections/Select None
Step 2: Layers/New Raster Layer Flood fill with your other color Lower the opacity to 45 % Effects/Artistic Effects/Balls and Bubbles
Step 3: Take your magic wand Effects/3D Effects/Drop Shadow Selections/Select None
Step 4: Take the layer with the first color that you chose in the beginning of this tutorial Highlight this layer Effects/Plugins/Penta/Dot and Cross/Default Layers/Merge/Merge Visible Effects/Distortion Effects/Wind/Default Layers/New Raster Layer Flood fill with White Lower the opacity to 20% Layers/Merge/Merge Visible
Step 5: Image/Add Borders/1 px/first color Image/Add Borders/1 px/2nd Color Selections/All Selections/Modify/Contract/2 px Selections/Invert Effects/3D Effects/Inner Bevel
Step 6: Layers/New Raster Layer Add Name Layers/New Raster Layer Add Watermark Layers/Merge/Merge Visible Re-Size to 500 on the longest side - if needed